Insurance companies offers the following advice to keeping your home and belongings safe throughout the festive period:
1. Close your curtains when you have the lights on inside, in the dark winter months it is easy to tell when a house is unoccupied and burglars can use this to their advantage.
2. If you’re out for the night, leave a light on inside to look like the house is lived in.
3. Whilst Christmas shopping don’t let your handbag out of sight and make sure it is secure, as in busy crowds you can be an easy target for pick pockets.
4. Be sure to leave your presents out of sight and well hidden, away from a window, and if you’re out Christmas shopping in your car be sure to leave them out of view and locked in the boot
5. Be careful what you post on social media. As tempting as it is to show your friends what Santa’s bought you for Christmas, think carefully who will be able to read your posts, and make sure you check your privacy settings to see who can and who can’t read them
7. Fairy lights can be a fire risk, consider buying new ones to ensure they have a good standard of safety, make sure you turn them off when unattended and don’t leave them on overnight
8. Check your insurance policy, presents kept in your home will be covered by your usual contents insurance, but if you’ve bought big ticket items as gifts they may need to be listed separately. Typically, the limit for single items ranges from £1,000 to £2,000, so check your policy and call your insurer if you’ve purchased anything above your limit.
9. Also check to see your insurance policy covers accidental damage cover, for any breakages to new items such as laptops, or wine spillages over the Christmas period.
